Credit Cards Cheques that don't pay

Have you recently received a batch of

Secured Loans In UK Are The Best Option For Borrowers: A good introduction to the topic of secured loans
Personal Loans are here to fulfill your Personal Desires: Introduces the key issues when choosing a personal loan.
Unsecured Personal Loans. When you are your guarantor and not your home: Interested in an unsecured loan? This article is good background reading
Bad Credit Loans. Much Needed Money in the Most Testing Times: 1 in 3 people in the UK have a bad credit history. This article discusses the problem and the solutions.
What do the terms APR, AER and EAR mean: Most of us have seen the term APR in financial advertising and possibly its lesser-used cousins AER and EAR. But what do they mean? This article explains.
Payment Protection Insurance, what's all the fuss about?: Payment Protection Insurance has been getting a hammering in the press lately. Why and is PPI a good idea? This article investigates.

cheques from your credit card company suggesting that you might like to use them { life insurance } to treat yourself? No? Well that's surprising as over 10 million are sent out to cardholders every year.

Beware. If you use the cheques the charges can be high. Purchases { cheap home insurance } sometimes attract a higher rate of { insurance } interest than standard card purchases and there's no interest-free period. You may also be charged a handling fee of up to 2%. All these charges swell the credit card company's coffers by around £57 million every year - so they're particularly keen on them!

You may be better off with a Loan. Get a Quote to find out.

Click here for page 2

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. LOANS MAY BE SECURED ON YOUR HOME OR OTHER PROPERTY.